If you or a family member are in New Zealand on a student visa or partner visa, you may be required to hold appropriate health and travel insurance as a visa condition — and even where it is not mandatory, it is strongly recommended. We will connect you with the right specialist for your needs.
This cover is arranged through our trusted specialist partner network. We will connect you with the right adviser for your needs, so you get the right cover without the hassle of searching alone.
Get in touch and tell us what you need.
We connect you with the right specialist partner.
The specialist arranges the right cover for you.
Then this cover is worth a conversation.
Yes — under the Code of Practice for the Pastoral Care of International Students, international students must hold acceptable medical and travel insurance for the duration of their study. Your education provider and Immigration New Zealand set the requirements — we can connect you with a specialist who arranges compliant cover.
Insurance requirements depend on your specific visa conditions, as set by Immigration New Zealand. Even where cover is not mandatory, it is strongly recommended — most visa holders are not eligible for publicly funded healthcare until they hold residence. Check your visa conditions with Immigration New Zealand, and we can help arrange suitable cover.
Generally, temporary visa holders are not eligible for publicly funded healthcare in New Zealand, other than limited services such as ACC accident cover. Eligibility rules are set by Te Whatu Ora and Immigration New Zealand — appropriate insurance ensures you can access treatment without unexpected costs.
Copyright © 2026 TNC Financial Services. All Rights Reserved.
