Whether you are buying a family car, a work ute or a commercial vehicle, dealer finance is not always the cheapest option available to you. TNC Financial Services compares vehicle finance across multiple lenders so you know you are getting a competitive rate and terms that suit your budget — whether you are buying new, used, privately or through a dealer.
Then let’s make sure you are not paying more than you need to.
No — dealer finance is typically one lender's product offered at the point of sale. We compare vehicle finance across multiple lenders, which gives you a wider view of rates and terms before you commit. Sometimes the dealer's offer is competitive — the point is knowing that before you sign.
Yes — lenders finance new, used and private-sale vehicles, though criteria such as the age of the vehicle and the loan term can differ. Private sales involve a little more paperwork, which we help you manage.
It is a smart move — pre-approval confirms your budget and lets you negotiate like a cash buyer, without relying on finance arranged under time pressure at the yard. Pre-approvals are typically valid for a set period, giving you time to find the right vehicle.
Copyright © 2026 TNC Financial Services. All Rights Reserved.