Faster access to diagnosis and treatment, without the public waiting lists.
Protect your family's financial future if the unexpected happens.
Lump sum protection if you're diagnosed with a serious illness or injury.
Monthly income to cover your mortgage and bills if you can't work.
Lump sum payment for defined accidental injuries, with no waiting period.
Lump sum support if you're permanently unable to work due to illness or injury.
Cover for your house and contents against damage, theft and disaster.
Financial protection if your vehicle is damaged, stolen or in an accident.
Cover for medical emergencies, cancellations and lost belongings overseas.
Health and travel cover for student and partner visa holders in NZ.
Visitor health and travel cover for parents visiting you in New Zealand.
Protect your company, its assets and its people from unexpected events.
Explore our Frequently Asked Questions for quick answers on policies, claims and coverage — helping you make informed decisions about your insurance and mortgage.
Helping New Zealand families protect what matters most, one conversation at a time.
Insurance and mortgage advice from a team that knows your full picture.
We advise across life, trauma, TPD, income protection, specific injury and health insurance. We also arrange home, car, travel, business, and student, partner and visitor cover through our specialist partner network. Whatever your situation, we'll help you work out what you actually need.
That's what we're here for. We start by understanding your situation — your family, your commitments and your budget — then compare options across New Zealand's leading insurers and explain the differences in plain English so you can decide with confidence.
Contact us first and we'll guide you through it. You'll generally need to complete a claim form and provide supporting documents such as medical or financial records. We deal with the insurer on your behalf and stay involved until the claim is resolved.
Premiums depend on factors such as your age, health, occupation, smoking status and the amount of cover you choose. Every insurer weighs these differently, which is why comparing across providers matters — we'll show you how the options stack up for your situation.
An insurer can only offer you their own products. We work across multiple providers, compare what's available and recommend what genuinely suits you. We also handle the paperwork and support you at claim time.
Copyright © 2026 TNC Financial Services. All Rights Reserved.
